Adjútor from Lendsqr
API ReferenceLendsqr
  • Introduction
    • Overview
    • Getting Started
    • Test and Live mode
    • Making your first API call
    • Webhooks
  • Authentication
    • Authentication Type
    • Generating your API key
  • USE CASES
    • Introduction
    • Loan repayment with Direct Debit
    • Corporate Cash and Treasury Management
    • Buy Now Pay Later (BNPL)
    • Embedded Credit/ Finance
    • Loan scoring/ Credit scoring
    • Customer Validation
    • Implementing GSI with Direct Debit
  • Adjutor API Endpoints
    • Oraculi Mobile SDK (Beta)
      • Installing the SDK
      • The Oraculi SDK data journey
    • Validation
      • Bank Verification Number
      • Bank Account Verification
      • Karma Lookup
      • Ecosystem Lookup
    • Decisioning
      • Decision Model Lookup
      • Oraculi scoring
    • Credit Bureaus
    • Direct Debit
      • How Direct Debit works
      • The Direct Debit process
      • Understanding Mandate Statuses
    • Embedded Loans and Payments
    • Platform Data
      • Data for Lenders
      • Operational Services
    • Transactions and Balances with Kolo
      • Initializing Authorization
      • Using your access token
      • Permission Scopes
    • Core Services
  • ADDITIONAL INFORMATION
    • FAQs
    • Getting Support
    • Pricing
    • Glossary
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  1. USE CASES

Buy Now Pay Later (BNPL)

PreviousCorporate Cash and Treasury ManagementNextEmbedded Credit/ Finance

Last updated 10 months ago

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Enhance your customers' experience with our Buy Now Pay Later (BNPL) service. BNPL allows your customers to make purchases immediately (Buy Now) and pay for them in installments (Pay Later).

This flexible payment option not only boosts sales but also increases customer satisfaction and loyalty.

How It Works:

  1. Seamless Integration: Integrate our verification, scoring and payment APIs into your e-commerce platforms effortlessly. With these integrated, you can offer BNPL as a payment option at checkout.

  2. Instant Approval: Our scoring APIs processes customer information in real-time, providing instant approval or denial for BNPL requests. However, it is up to you to configure this to be an instant approval or a manual process. Either way, this quick process enhances your customer's experience.

  3. Flexible Payment Plans: Customize payment plans to fit your business model. Whether it's daily, weekly, or monthly installments, our API supports a variety of schedules to meet the diverse needs of your customers.

With our APIs you are able to efficiently manage your BNPL business leading to an increase in sales, reduction of Non-Performing Loans (NPL) and improvement in customer satisfaction.

You can read this article for more insight into how our APIs can enable BNPL on your platform:

https://blog.lendsqr.com/how-to-use-lendsqrs-api-to-build-rent-now-pay-later/