Ecosystem Lookup

Summary

The Lendsqr ecosystem provides a large data of borrowers within the Lendsqr ecosystem, granting you an overall view of customers behavious across our vast lenders.

The Lendsqr ecosystem provides an aggregated view of borrowers which lenders could have access to make decisions. To access this service, the lender must provide an evidence of customer explicit consent.

Furthermore, where it is proven that a consent was never provided, the lender would be liable for all legal cost required to ameliorate issues that may arise. Lender may also be removed from the platform.

This endpoint is used to verify if a borrower exists on the Lendsqr ecosystem.

It is required that you have the customer's BVN as this is required in checking the Lendsqr ecosystem.

curl --location 'https://adjutor.lendsqr.com/v2/verification/ecosystem/22153475955'

{
  "status": "success",
  "message": "Successful",
  "data": {
    "bvn": "22536011111",
    "first_name": "JANE",
    "last_name": "DOE",
    "bvn_phone_number": "07062561111",
    "date_of_birth": "1997-09-10T00:00:00.000Z",
    "age": 25,
    "unique_phone_numbers": 0,
    "phone_number": "07062561111",
    "unique_emails": 0,
    "email": "[e-mail]",
    "gender": "Female",
    "lenders": 1,
    "first_account": "2020-11-16T10:49:57.000Z",
    "last_account": "2023-06-26T07:56:37.000Z",
    "failed_selfie_bvn_check": 0,
    "lending_lenders": 0,
    "loans": 0,
    "loan_amount": 0,
    "loan_amount_minimum": 0,
    "loan_amount_maximum": 150000,
    "loan_amount_average": 5892.954545,
    "settled_loans": 0,
    "settled_loan_amount": 0,
    "settled_loan_amount_paid": 0,
    "running_loans": 0,
    "running_loan_amount": 0,
    "past_due_loans": 0,
    "past_due_loan_amount": 0,
    "past_due_loan_amount_due": 2000,
    "penalty": 0,
    "penalty_paid": 0,
    "delayed_paid_loans": 0,
    "delayed_paid_loan_amount": 0,
    "delayed_paid_loans_trials": 0,
    "delayed_paid_loans_avg": 0,
    "delayed_paid_loans_trials_max": 0,
    "delayed_paid_loans_trials_min": 0,
    "first_loan_date": "2020-12-24T07:54:37.000Z",
    "last_loan_date": "2023-07-20T11:38:02.000Z",
    "loan_requests": 0,
    "failed_loan_requests": 0,
    "logins": 115,
    "first_login": "2023-06-01T12:32:27.000Z",
    "last_login": "2023-08-08T08:23:49.000Z",
    "unique_login_ips": 0,
    "unique_device_ids": 0,
    "distinct_mobile_os": 0,
    "duplicated_devices": 0,
    "shared_device_users": 0,
    "credit_delinquency": 0,
    "processed_on": "2023-08-08T14:02:33.000Z"
  },
  "meta": {
    "cost": 25,
    "balance": 1590
  }
}

Each component of the response body explains the customer's records within our customer. With all of this information, you can set up configurations specific to your business and decide on the criteria for proceeding with a customer or not.