# Overview

## What is Adjutor?

Lendsqr is a lending-as-a-Service (LaaS) platform helping lenders to launch their lending business quickly, cost-effectively, and at scale. Having acquired a robust knowledge of the pains of lenders and developed bespoke algorithms that solve these problems, Lendsqr is offering a subset of its services as APIs to organizations/external lenders who have their own existing apps and services and would rather build their own technology stack. 

This API service is called Adjútor, meaning helper, in Latin.

## About Adjutor API service

Adjútor is the Lendsqr API service that provides APIs for lenders and other fintech companies to assist them in confirming the identity of their customers/businesses, identifying blacklisted debtors, making quick, easy and cost-effective decisions during loan decision processes as well as collections using direct debit.

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#### Important note

The Nigerian data privacy law requires that information for users must be gotten with clear consent. As part of the sign-on process for Lendsqr, you must certify that you have gotten clear and explicit consent from users before their information is accessed. Where a breach has occurred, you would be 100% liable.

Furthermore, you must be licensed as a lender to use these services and your evidence of being licensed would be required before you are granted access to these APIs
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#### What Adjútor is not

1. It is not a credit bureau.
2. It is not a lender or a payments service.
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## Want to jump right in?

Let's get you set up and ready to make better decisions.

<table data-view="cards"><thead><tr><th></th><th></th><th></th></tr></thead><tbody><tr><td><a href="https://api.adjutor.io">API Reference </a></td><td>Explore the developer documentation of Adjutor</td><td></td></tr><tr><td><a href="../use-cases">Use Cases</a></td><td>Explore all of Adjutor API use cases and more. </td><td></td></tr><tr><td><a href="../adjutor-api-endpoints">API Endpoints</a></td><td>Explore all of Adjutor API services</td><td></td></tr></tbody></table>