Karma Lookup
Summary
The Karma APIs grants businesses access to a large pool of data from different lenders. Businesses are able to check if their customers have been blacklisted.
Karma is a database of blacklisted bad actors within the Lendsqr ecosystem. A bad actor is someone who has been involved with fraud or has tried to request loans with fake identity. A bad actor may also be a chronic defaulter whose loan has been written off.
This endpoint is used to check if a customer is on the blacklist of bad actors. The following qualify as valid identity to check Karma:
Field | Description | Format Example |
Email Address | Format should be in the form of email@example.com | |
Phone Number | Format should be in the form of +2347012345678 | +2347012345678 |
Domain Name | Format should be in the form of example.com | example.com |
BVN | Format should be in the form of 22212345678 | 22212345678 |
NUBAN Account number | Format should be in the form of XXX-1234567890 Where XXX is the CBN bank code | 070-1234567890 for a Fidelity Bank account. |
Images | Format is Base64 | Base64 encoded string |
It is up to you to proceed with such customer or not.
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