# Transactions and Balances with Kolo

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Note:

This is a beta, and so things may be a bit flaky at the edges. We are always grateful to have your feedback to make things better.
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## Introduction 

[Kolo](https://lsq.li/kolo?s=documentation) is a financial management application that consolidates all your bank accounts into a single platform. With Kolo, users can view balances, transactions, categorize spending, and much more. Our API extends these functionalities, allowing developers to integrate Kolo’s features into their applications. This API enables the tracking of bank balances and transactions, giving you a glimpse of your customers financial health. 

## Getting Started 

To use the Kolo API, customers need to: 

* **Create an Account**: Users must sign up for an account with [Kolo](https://lsq.li/kolo-app?s=documentation). 
* **Grant Permissions**: Users need to authorize the API to access their bank account information.

<figure><img src="/files/SEa9SbFzPnf9iR3idLsi" alt=""><figcaption><p>Kolo permissions page</p></figcaption></figure>

## Authentication&#x20;

The Kolo API uses OAuth 2.0 for authentication.&#x20;

Ensure that you have valid credentials and have completed the necessary authorization steps to interact with the endpoints.


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