# Decisioning ## About Risk Acceptance Criteria (RAC) is used as a loan screening tool to guide credit extension and how much risk is acceptable or tolerable. These RAC are implemented with the decisioning APIs. These APIs provide quick, easy, and cost-effective solutions for making informed decisions during your loan decision processes, allowing you to make confident and efficient choices with ease. ## Getting started To use the Decisioning APIs, you must have designed your decision models and configure them within the Lendsqr admin console. Decision Models are a living process and lenders are advised to constantly iterate these models as customer behaviors evolve. Creating a good decision model can be complex, especially at the early stages. Deciding what to include or consider can be a head-scratching moment. If you require additional help on guidance regarding this, please email your account manager at and we would be more than happy to help you think through this stage.
You can read more about our Decision Model at the [Lendsqr Help Center](https://lendsqr.freshdesk.com/support/solutions/44000816023). Learn more about these endpoints [here](https://api.adjutor.io/#3c00f132-8d60-4a29-b8bc-4c2ac5a753dc) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.adjutor.io/adjutor-api-endpoints/decisioning.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.