Adjútor from Lendsqr
API ReferenceLendsqr
  • Introduction
    • Overview
    • Getting Started
    • Test and Live mode
    • Making your first API call
    • Webhooks
  • Authentication
    • Authentication Type
    • Generating your API key
  • USE CASES
    • Introduction
    • Loan repayment with Direct Debit
    • Corporate Cash and Treasury Management
    • Buy Now Pay Later (BNPL)
    • Embedded Credit/ Finance
    • Loan scoring/ Credit scoring
    • Customer Validation
    • Implementing GSI with Direct Debit
  • Adjutor API Endpoints
    • Oraculi Mobile SDK (Beta)
      • Installing the SDK
      • The Oraculi SDK data journey
    • Validation
      • Bank Verification Number
      • Bank Account Verification
      • Karma Lookup
      • Ecosystem Lookup
    • Decisioning
      • Decision Model Lookup
      • Oraculi scoring
    • Credit Bureaus
    • Direct Debit
      • How Direct Debit works
      • The Direct Debit process
      • Understanding Mandate Statuses
    • Embedded Loans and Payments
    • Platform Data
      • Data for Lenders
      • Operational Services
    • Transactions and Balances with Kolo
      • Initializing Authorization
      • Using your access token
      • Permission Scopes
    • Core Services
  • ADDITIONAL INFORMATION
    • FAQs
    • Getting Support
    • Pricing
    • Glossary
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  1. Adjutor API Endpoints

Decisioning

Our decisioning APIs will guide you to make quick, easy and cost-effective decisions during your loan decision processes.

PreviousEcosystem LookupNextDecision Model Lookup

Last updated 10 months ago

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About

Risk Acceptance Criteria (RAC) is used as a loan screening tool to guide credit extension and how much risk is acceptable or tolerable. These RAC are implemented with the decisioning APIs.

These APIs provide quick, easy, and cost-effective solutions for making informed decisions during your loan decision processes, allowing you to make confident and efficient choices with ease.

Getting started

To use the Decisioning APIs, you must have designed your decision models and configure them within the Lendsqr admin console.

Decision Models are a living process and lenders are advised to constantly iterate these models as customer behaviors evolve.

Creating a good decision model can be complex, especially at the early stages. Deciding what to include or consider can be a head-scratching moment. If you require additional help on guidance regarding this, please email your account manager at and we would be more than happy to help you think through this stage.

You can read more about our Decision Model at the .

Learn more about these endpoints

growth@lendsqr.com
Lendsqr Help Center
here