Decisioning

Our decisioning APIs will guide you to make quick, easy and cost-effective decisions during your loan decision processes.

About

Risk Acceptance Criteria (RAC) is used as a loan screening tool to guide credit extension and how much risk is acceptable or tolerable. These RAC are implemented with the decisioning APIs.

These APIs provide quick, easy, and cost-effective solutions for making informed decisions during your loan decision processes, allowing you to make confident and efficient choices with ease.

Getting started

To use the Decisioning APIs, you must have designed your decision models and configure them within the Lendsqr admin console.

Decision Models are a living process and lenders are advised to constantly iterate these models as customer behaviors evolve.

Creating a good decision model can be complex, especially at the early stages. Deciding what to include or consider can be a head-scratching moment. If you require additional help on guidance regarding this, please email your account manager at [email protected] and we would be more than happy to help you think through this stage.

You can read more about our Decision Model at the Lendsqr Help Center.

Learn more about these endpoints here