# Decisioning

## About

Risk Acceptance Criteria (RAC) is used as a loan screening tool to guide credit extension and how much risk is acceptable or tolerable. These RAC are implemented with the decisioning APIs.

These APIs provide quick, easy, and cost-effective solutions for making informed decisions during your loan decision processes, allowing you to make confident and efficient choices with ease.

## Getting started

To use the Decisioning APIs, you must have designed your decision models and configure them within the Lendsqr admin console.

Decision Models are a living process and lenders are advised to constantly iterate these models as customer behaviors evolve.

Creating a good decision model can be complex, especially at the early stages. Deciding what to include or consider can be a head-scratching moment. If you require additional help on guidance regarding this, please email your account manager at <growth@lendsqr.com> and we would be more than happy to help you think through this stage.<br>

You can read more about our Decision Model at the [Lendsqr Help Center](https://lendsqr.freshdesk.com/support/solutions/44000816023).

Learn more about these endpoints [here](https://api.adjutor.io/#3c00f132-8d60-4a29-b8bc-4c2ac5a753dc)