Use Cases

Learn of various ways to make the most out of the Adjutor API service

The Adjutor APIs are designed primarily with lenders in mind, however, organizations that would like to onboard non-fraudulent users to the platform would also benefit from our API service. By integrating Adjútor into your workflows, you would be able to use them in the following ways to bring assurance to your business;


Our validation APIs allow you confirm certain details that your customers have provided. Using the validation APIs would allow you to confirm the authenticity of the customers you have on your platform. Below are use cases for our various validation APIs

Confirm the identities of your customers by comparing their profile image against the image from their Bank Verification Number (BVN). Filter through potential fraudsters who may be impersonating others by implementing the BVN image match check.


Our service helps lenders to develop/finetune a scoring model (a range of metrics to determine the creditworthiness of a person or business).

Your scoring model is based on the RAC parameters that you have defined and set aside for your loan products. Assign scores to the various field options your customers can provide and get a cumulative score which can help you decide if the customer is creditworthy or not.


Lendsqr offers a proprietary scoring model that you can make use of provided that you collect the same details as is in the module.

Credit Bureaus

The Credit Bureaus APIs are extensions of our partnerships with CRC Credit Bureau and Credit Registry Credit Bureau. Two of the three credit bureaus in Nigeria. you also get the CRC API checks at a relatively cheaper

Determine your customer's credit history before giving them a loan. Run checks using either the or APIs to determine if a customer has a history of defaulting on loans on several platforms or if they have a good credit standing.

If you want to be even more cautious, run checks with both APIs (in sequence for cost effectiveness) to ensure you get maximum coverage.

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